This blog, Embracing Simplicity is a personal blog written and edited by Kate MacDonald. Embracing Simplicity sometimes accepts forms of cash advertising, sponsorship or other forms of compensation. The following disclaimer should be read in full before proceeding.

Any compensation received will never influence the content, topics or posts made in this blog. All advertising is in the form of advertisements generated by a third party ad network. Those advertisements will be identified as paid advertisements.

The owner of this blog is sometimes compensated to provide opinion on products, services, websites and various other topics. Even though the owner of this blog may sometimes receive compensation for posts or advertisements, honest opinions, findings, beliefs, or experiences will be given on those topics or products. The views and opinions expressed on this blog are purely the bloggers’ own. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer, provider or party in question.

Kate MacDonald is not a certified financial planner/advisor, certified financial analyst, economist, a CPA, accountant nor lawyer. She is not a finance professional through formal education. Kate simply believes and takes pride in a sense of financial freedom, satisfaction, fulfillment and empowerment that she gets from being financially competent and being conscious managing her personal money. The contents on this site and/or email course are for informational and entertainment purposes only, and does not constitute financial, accounting, or legal advice. Kate cannot guarantee that the information shared is appropriate for you or anyone else. By using this site and/or email course, you agree to hold Kate MacDonald harmless from any ramifications, financial or otherwise, that occur to you as a result of acting on information found on this site.

Posts and/or pages containing affiliate links will be identified as such.

This policy is valid 2018 –  present.

If you have any questions regarding this disclaimer, please don’t hesitate to contact the owner at hello@embracingsimplicity.ca